Moneybox - Save and Invest 11.25.0

Turn your money into something greater with Moneybox.

Grow your money through investing with as little as £1, our simple starting options, and range of funds. Save for your first home with our market-leading Lifetime ISA and get free Mortgage Advice when it’s time to buy. Find and combine your old pensions and build a retirement fund worth waiting for with the Moneybox Pension. All with award-winning customer support.

Choose from a range of accounts for every need:

• We offer a Stocks and Shares ISA, Lifetime ISA, Junior ISAs, Personal Pension, Savings accounts, and more to help you turn your money into something greater.
• You can also plan for your future with tools such as our popular Lifetime ISA Calculator, ISA Time Machine, and more.

Make saving and investing part of your everyday life:

• Start saving automatically: Set up a regular weekly deposit, a monthly payday boost, or round up your everyday card purchases to the nearest pound and save or invest the spare change, e.g., when you buy a coffee for £2.40, you can choose to ‘round up’ to £3 and set aside the 60p change. You can also make one-off deposits whenever you like.

Grow your money through investing:

• We've worked with experts to put together three simple starting options – cautious, balanced, and adventurous. All you need to do is pick one!
• The option you choose determines how your savings are split between a range of tracker funds. Using these funds, you can invest in thousands of leading companies from around the world including Facebook, Netflix, and Disney.
• This range of funds includes a socially responsible option. Our socially responsible global shares fund invests in a range of companies from across the developed global stock market but considers environmental, social, and governance factors in its selection process.
• Your investments are held within a Stocks & Shares ISA, Stocks & Shares Lifetime ISA, or General Investment Account (GIA). All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.

Find and combine your old pensions:

• We offer a Personal Pension to help you build a retirement fund worth waiting for. Our Pension Detectives are here to help you track down your old workplace pensions and combine them into one simple pot. T&Cs, pension, and tax rules apply.

Buy your first home with our market-leading Cash Lifetime ISA and free Mortgage Advice:

• Save up to £4,000 per year and get a 25% government bonus with a Cash Lifetime ISA. This means you can get up to £1,000 a year towards your first home.
• We also offer free Mortgage Advice when it's time to buy. Browse over 90 lenders and find a mortgage that’s right for you.
• Government early withdrawal charge may apply to the Lifetime ISA.
• Moneybox Mortgage Advice is provided by Moneybox Mortgages Ltd. Your home may be repossessed if you do not keep up your mortgage repayments.

Trusted and transparent:

• Moneybox is authorized and regulated by the Financial Conduct Authority with reference number 712935.
• For our investment products, we charge just £1 a month. To help you get started, we do not charge this for the first three months. Annual management fees of 0.45% and fund fees - charged directly by the fund provider - also apply. If you choose to invest in US stocks, a currency conversion fee of 0.45% applies.
• For our savings products, we do not charge a customer service fee. Instead, we will receive a fee from the underlying third-party bank where your money is deposited or will retain the difference (if any) between the interest received from the third-party bank and the amounts paid on your product. The interest rate you see in the app is the interest rate you’ll receive.
• We use bank-level 256-bit TLS encryption for all your personal information.

Ready to get started? Install Moneybox now.